DBA For James B. Nutter & Company NMLS 2067

JBNC VA Mortgage Calculator

The Basics: What is a VA Home Loan?

The VA Home Loan Program enables Veterans and soldiers who are currently in the service obtain a VA Home Loan to help them buy a house. The U.S. Department of Veterans Affairs establishes the eligibility criteria and program features. Since 1944, the VA has been insuring VA Home Loans which have many attractive features, including 100% financing (zero down payment) for a home purchase and a number of outstanding refinance programs such as a streamline refinance program with no lender fees. Learn more about our Home Loans for Veterans.

Experiment with Numbers

Experiment with what your monthly mortgage payment could be using our current VA mortgage rates and see what works best for your situation when you purchase your home with Nutter.


This calculator is for illustrative purposes only and provides estimates for monthly mortgage payments based on the amounts input for principal, annual percentage rate (“APR”) including applicable VA Funding Fees, closing costs, property taxes, and homeowners insurance, for a first-lien forward mortgage on a primary residence of one-to-four units. The default APR shown is for a thirty-year fixed rate loan as of the date the calculator is used. The default amount for property taxes are at a rate equal to the average for the user’s state based on zip code provided. The default rate for homeowner’s insurance is 0.26 %. All rates and dollar amounts are subject to change and are not guaranteed. Actual payment obligation may be greater than shown. Property value subject to appraisal. Use of this calculator is not a credit decision or a commitment to lend, and user may not qualify for all products presented. Additional products may be available. User will need to submit an application and be subject to credit approval in order to obtain a loan. User should speak with a licensed loan officer to obtain additional information on how to apply. James B. Nutter & Company is an equal opportunity lender. NMLS #2067.

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