DBA For James B. Nutter & Company NMLS 2067

Pensacola Home Buyer’s Guide

Nutter Home Loans has been making home loans in the Florida Panhandle for over a quarter of a century. Regardless of whether you’re a first-time home buyer in Pensacola who’s tired of paying rent or an experienced home buyer looking for your dream home, Nutter has great low mortgage rates in Pensacola as well as the friendliest customer service.

Nutter offers an excellent variety of home loan programs in Pensacola. We offer Conventional, FHA, VA, USDA and Jumbo Home Loans. We’re your Pensacola home loan experts and we especially love helping our military Veterans obtain VA Home Loans.

Getting Preapproved

Pensacola is one of the most attractive real estate markets in the state of Florida and also one of the most affordable. The median home sales price in Pensacola was a mere $156,000 in January 2019 and property values as well as the available inventory of homes for sale are projected to increase modestly throughout 2019. These healthy fundamentals make Pensacola a very balanced real estate market when compared to other markets in Florida.

The most important first step in the home buying process is getting preapproved. Most realtors in the Pensacola area will insist that you have a preapproval letter just to get in the game. Good news - Nutter offers No Cost Home Loan Preapprovals in Pensacola. We can provide you with a Nutter Preapproval Letter, usually within 24 hours, so you’ll have the power of a cash buyer and the peace of mind that you can make an offer with confidence. Get more information on getting preapproved.

Be sure and check out our competitive mortgage rates in Pensacola, or our handy mortgage calculator. Remember, if you have any questions, you can talk to one of our friendly, non-commissioned Loan Officers at 1-800-875-7334, or send us an email and we’ll contact you.

ATTENTION: U.S. Veterans & Active Duty Military Personnel

In addition to Pensacola’s beautiful beaches and warm climate, Pensacola is also home to Naval Air Station Pensacola, the primary training base for U.S. military pilots and the headquarters of the legendary Blue Angels. Thousands of active duty military personnel, Veterans and their families live in the area. On behalf of the Nutter Company and our employees, thank you for your service!

Nutter Home Loans was founded in 1951 by James B. Nutter, Sr., a U.S. Army Veteran. The first home loan the Nutter Company ever made was a VA Home Loan back in 1951! We truly care about helping our military personnel and their families, unlike some VA mortgage lenders who advertise on TV but overcharge Veterans thousands of dollars in closing costs for their loans.

We have a host of special resources just for Veterans and active duty personnel who are looking to take advantage of their VA benefits to buy a home. If you have general questions about VA Home Loans or you’re just curious about your eligibility, check out our VA Resource Center or read our Nutter Guide to Buying a House for Veterans.


Top Resources for Pensacola Home Buyer’s

Known as the “Cradle of Naval Aviation”, Pensacola is located on the coast of the Gulf of Mexico on the shores of the Escambia and Pensacola Bays. Founded almost 500 years ago, Pensacola has a rich and diverse history and a vibrant, historic downtown. With its large military population, Pensacola has a lot of walkable, family-friendly neighborhoods from which to choose as well as condominium and townhome developments.

If you’re starting to search for a home in the Pensacola area, you’re going to need to be ready to make an offer at a moment’s notice. Let Nutter give you the competitive edge you need to buy your dream home! Here are some links to help you find a great home for sale in Pensacola:


Additional Resources


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