Did you know you could be eligible to purchase a dream home with 0% down? That’s right, the VA Home Loan Program allows qualifying Veterans to use their VA benefits to obtain a VA Home Loan without having to make a down payment. Without question, one of the best benefits for our service members continues to be the VA Home Loan Program.
Buying a home should be one of the most rewarding experiences in your lifetime, especially if you’re a first-time home buyer. But it’s extremely important that you choose a mortgage lender like Nutter Home Loans to finance your home purchase. No one understands VA loans better than our team of experts. Licensed in all 50 states, Nutter takes all the stress out of the home loan process and allows you to focus on what really counts — making a smart home buying decision for you and your situation.
Founded by James B. Nutter, Sr., a U.S. Army Veteran. The first loan we ever closed in 1951 was a VA Home Loan - we’ve been helping Veterans achieve the dream of homeownershipever since. Our experienced team of Loan Officers (non-commissioned, too!) can help guide you every step of the way, from educating you about the home buying process, to getting preapproved for a VA Home Loan (for free!), and finally, closing your home loan on time. Best of all, we offer low VA mortgage rates without charging all the extra fees other lenders do.
Whether you’re a first-time home buyer or simply looking to purchase your next home, here’s a great resource to help you understand the home purchase process:
Single-family homes, townhomes and condominiums (with VA approval) are eligible, provided you agree to occupy the property. Investment properties and second homes are not eligible for VA Home Loans.
No, in order to help as many Veterans as possible to buy a home, there is no VA down payment requirement. You can always make a down payment if you want to, but you don’t have to.
Without question, one of the best benefits for our service members continues to be the VA Home Loan Program, which has enabled more than 20 million Veterans achieve the American dream of homeownership.
Buying a house is a big commitment and deciding if you’re ready or not depends on a lot of factors. Do you plan to live there for at least five years? Do you have a stable income? Are you planning on any major life changes, like starting a family or changing jobs? It’s important to examine your current situation and how it could change in the future. Read more on why you should own and not rent.
First and foremost, decide how much you want to spend on housing each month. Remember to consider other costs that could affect your overall monthly budget like car payments, student loans, or child care – everyone’s situation is different. The most important thing is to find a monthly payment that you’re comfortable with.
Let’s do a little math. All it takes is some quick and easy number crunching and we’ll do the rest. Check out today’s VA mortgage rates and use our VA Loan Calculator to see what works best for you and your situation.
Since 1951, we’ve helped people save hundreds, or even thousands of dollars a month, when they purchase or refinance their mortgage with Nutter.