FHA Loans are insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing & Urban Development (HUD), are one of the most popular types of home loans, especially for first-time home buyers.
Fixed Rate: available for loan terms of either 10, 15, 20, or 30 years.
Adjustable Rate Mortgage (ARM): interest rates that remain the same for either 1, 3, 5, 7 or 10 years, and then adjust each year thereafter.
Learn more about the different types of mortgage rate options.
Whether you’re buying a home or ready to refinance your existing home loan, FHA Loans have many attractive features, including:
Low down payment requirements (as low as 3.5%)
Easier qualifying guidelines than many other loan programs
Flexible loan terms - Fixed Rate or Adjustable Rate
Streamline Refinance Program (No Closing Cost options available)
Cash Back Refinance
203k Home Renovation Program
Reverse Mortgage (HECM) Program
Find more information on the HUD website or follow @FHAgov on Twitter.
Since 1951, we’ve helped people save hundreds, or even thousands of dollars a month, when they purchase or refinance their mortgage with Nutter.
Call 1-800-875-7334, send us an email or chat with us online and our team of non-commissioned Loan Officers will answer all your questions.
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