Buying a home should be one of the most rewarding experiences in your lifetime and deciding if you’re ready depends on a lot of factors. Whether you’re ready now, or just starting to your search, we’ll help you understand your options and get the right mortgage for your situation.
Nutter takes all the stress out of the home loan process and allows you to focus on what really counts – making a smart home buying decision for you and your situation.
Our Guide to Buying a House is a great resource to help you understand the home buying process and what to expect step by step.
Knowing how much you can afford can help you feel more confident during your home search. It’s important to examine your current situation and how it could change in the future. Our calculators help you estimate what you can afford, what your monthly payment could be, how much of a down payment you’ll need, difference in loan terms, and so much more.
Before choosing which mortgage option is best for you, one of the most important features to consider is the type of interest rate that will be used - a fixed rate or an adjustable rate.
Fixed Rate: the interest rate is set, which means your monthly mortgage payments remain the same for the life of the loan.
Adjustable Rate Mortgages (ARMs): the interest rate may “adjust” periodically during the loan term. Your monthly mortgage payment may increase or decrease based on interest rate changes due to market conditions.
With so many different mortgages available, choosing one might seem overwhelming. But with a trusted lender like Nutter, who can clearly explain your options, we’ll help find the right home loan for you. Here are some of the most common types of mortgages:
Low down payment requirements, flexible loan terms, and overall the easiest way to qualify for a home loan. An FHA Loan is one of the most popular types of home loans, especially for first-time home buyers.
With payment and interest rate stability, Conventional Loans offer fewer qualifying guidelines set by Fannie Mae and Freddie Mac with multiple loan terms offered, you choose which term works best for you and your situation.
Our HomeReady Mortgage is an affordable home loan program that allows borrowers to purchase a home with a down payment as low as 3%. This program was designed to help creditworthy low-income borrowers achieve the dream of homeownership.
As a buyer competing in today’s housing market, make your offer stand out with a No Cost Preapproval from Nutter, and here’s why:
Buying a home is a big commitment and real estate agents play a large role in the home buying experience, so finding an agent you can trust is important.
Referrals are always the best place to start when looking for an agent. However, if you don’t have any family or friends who recently bought a home in your area - we can help.
At Nutter, we refer our customers to our Realtor Advantage Program which consists of trusted real estate companies that our Loan Officers work closely with, making your home buying process even more seamless. With the right agent and the home loan experts on your side, you are one step closer to buying your first home.
Since 1951, we’ve helped people save hundreds, or even thousands of dollars a month, when they purchase or refinance their mortgage with Nutter.