DBA For James B. Nutter & Company NMLS 2067

Seattle & Tacoma Home Buyer’s Guide

Nutter Home Loans has been making home loans in the greater Seattle area for over a quarter of a century. Regardless of whether you’re a first-time home buyer in Seattle or Tacoma who’s tired of paying high rent or you’re a current homeowner looking to buy your dream home, Nutter has great low mortgage rates in Seattle as well as the friendliest customer service.

Nutter offers an excellent variety of home loan programs in Seattle and Tacoma to suit every price range. We make Conventional, FHA, VA, USDA and Jumbo Home Loans. We’re your Seattle home loan experts and we especially love helping our military Veterans and active duty military personnel obtain VA Home Loans.

Getting Preapproved

The Seattle and Tacoma real estate markets are two of the most desirable markets in the country. After several years of record home price appreciation in 2015-2017, home prices in Seattle finally started to cool off in 2018, making it that much more attractive to buy. Even so, Seattle home prices have once again started rising in 2019, albeit at a much more modest pace. In other words, Seattle’s market is starting to normalize and become more attractive for buyers, so be prepared for a competitive market - especially for the better homes.

The most important first step in the home buying process is getting preapproved. Most realtors in the Seattle area will insist that you have a preapproval letter just to get in the game. Good news - Nutter offers No Cost Home Loan Preapprovals in Seattle. We can provide you with a Nutter Preapproval Letter, usually within 24 hours, so you’ll have the power of a cash buyer and the peace of mind that you can make an offer with confidence. Get more information on getting preapproved.

Be sure and check out our competitive mortgage rates in Seattle, or our handy mortgage calculator. Remember, if you have any questions, you can talk to one of our friendly, non-commissioned Loan Officers at 1-800-875-7334, or send us an email and we’ll contact you.

ATTENTION: U.S. Veterans & Active Duty Military Personnel

The Seattle/Tacoma area is home to a number of significant military installations and thousands of fighting men and women, Veterans and support personnel. Joint Base Lewis-McChord (JBLM), a combined United States Army-Air Force base, is located just south of Tacoma. In addition to nearby off-base housing, there are dozens of towns and municipalities within driving distance of Lewis-McChord which offer less expensive homes than you’ll find in Seattle. The U.S. Coast Guard also has a very large presence in the Seattle and Puget Sound area.

Nutter Home Loans was founded in 1951 by James B. Nutter, Sr., a U.S. Army Veteran. The first home loan the Nutter Company ever made was a VA Home Loan back in 1951! We truly care about helping our military personnel and their families buy a home with a great low interest rate and low closing costs - unlike some VA mortgage lenders who advertise on TV but overcharge Veterans thousands of dollars in closing costs for their loans.

We have a host of special resources just for Veterans and active duty personnel who are looking to take advantage of their VA benefits to buy a home. If you have general questions about VA Home Loans or you’re just curious about your eligibility, check out our VA Resource Center or read our Nutter Guide to Buying a House for Veterans.

Top Resources for Seattle & Tacoma Home Buyer’s

When you include the surrounding municipalities, the cities of Seattle and Tacoma are home to over 4 million residents. Although primarily known for its aviation, fishing, military and technology industries, the Seattle-Tacoma region has a very diverse economic base and is a huge world trading center. Seattle’s economy is also anchored by its fine college, the University of Washington. For these reasons, it’s easy to see why as recently as 2016 Seattle was listed as the fastest growing city in the United States.

Not surprisingly, Seattle is very cosmopolitan and has a vibrant downtown area which is popular with locals and tourists alike. The region boasts a lot of walkable, family-friendly suburban neighborhoods as well as downtown condominiums and townhome developments. From a housing standpoint, there’s something to fit everyone’s lifestyle.

If you’re starting to search for a home in the Emerald City area, you’re going to need to be ready to make an offer at a moment’s notice. Let Nutter give you the competitive edge you need to buy your dream home! Here are some links to help you find a great home for sale in Seattle or Tacoma:

Additional Resources

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