Find the Right Home Loan for You
With so many different mortgages available, choosing one might seem overwhelming. But with a trusted lender like Nutter, who can clearly explain your options, we’ll help find the right mortgage for you.
Home Loan Options & Benefits
Conventional: Fewer qualifying guidelines set by Fannie Mae and Freddie Mac and multiple loan terms offered, you choose which term works best for you and your situation.
FHA: One of the most popular types of home loans, especially for first-time home buyers. Low down payment requirements, flexible loan terms, and overall the easiest way to qualify for a home loan.
VA: Exclusive to active-duty military service members, Veterans and their families - includes 0% down payment, no monthly mortgage insurance, and more. You served our country, we’d be honored to serve you.
HomeReady: This new program allows home buyers to purchase a home with a down payment as low as 3%. Its flexibility offers a wide range of borrowers to attain homeownership.
USDA: For home buyers who plan to live in a rural area - offers 0% down and 100% financing sponsored by the USDA to promote affordable homeownership in less-dense communities across the U.S.
Jumbo: For loans above the conforming limit in your area and up to $1.5 million. Get a low, secured rate for higher-priced homes.
Reverse (HECM): Homeowners 62 years and older, borrow against the equity in your home. First pay off your existing mortgage (if you have one) and use the remaining proceeds however you like.
The Benefits of Getting a Loan from Nutter Home Loans
- We are one of the largest privately owned mortgage banking firms in the country.
- Dedicated to borrowers nationwide since 1951. We’re licensed in all 50 states.
- We have an A+ rating with the Better Business Bureau and believe in “If it’s not good for the customer, it’s not good for us.”
- Our quick and easy online application process leaves you with less paperwork and more time for everything else. Plus, you can manage your mortgage online through our Customer Portal.
- We offer some of the most competitive rates, including No Closing Cost Loan options - saving you money now, and in the future.
- Our team of Home Loan Experts (non-commissioned, too!) are available via chat, email and phone to help you understand the details and which mortgage is right for you.
- We pride ourselves on having the best customer service in the industry – even after you close.
Sound a little complicated? Well, you’ve come to the right place.
Since 1951, we’ve helped people save hundreds, or even thousands of dollars a month, when they purchase or refinance their mortgage with Nutter.
Call 1-800-875-7334, send us an email or chat with us online and our team of non-commissioned Loan Officers will answer all your questions.
Apply Now - Secure Online ApplicationApply Now - Secure Online Application