DBA For James B. Nutter & Company NMLS 2067

Welcome to the Nutter Blog!

Mortgage Competitors

In the wake of the subprime lending crisis, an unprecedented number of banks and mortgage brokers quickly folded their tents and exited the mortgage lending space. As mortgage rates dropped to record lows and millions of homeowners sought to refinance their mortgages, far fewer lenders were available to assist them.» read more…

Fed's message to homeowners: Time to refinance is now!

Bernanke makes bold move to ensure low interest ratesHomeowners should definitely stop and take notice—on September 13, 2012 the Federal Reserve announced that that the central bank will embark on a third round of quantitative easing (QE3) and purchase $40 billion in mortgage backed securities each month in an effort» read more…

Choosing the Right Mortgage Lender

In the wake of the subprime lending crisis, the question that homeowners should be asking themselves as they contemplate refinancing is which mortgage lender will look out for their best interests–a trillion dollar multinational bank or a family-owned mortgage company that chose not to engage in subprime lending and specializes» read more…

HARP 2.0 to provide refinance relief for millions

At long last there is some good news for homeowners who have witnessed the worst real estate slump since the Great Depression. The U.S. Government has relaxed the qualifying requirements for the Home Affordable Refinance Program (HARP), making it easier for homeowners to refinance at today’s historically low interest rates.Known» read more…

We’re all moved in!

We’re excited to introduce our new web site, which has undergone a complete home make-over. Everything’s been brightened up and made more functional, new pictures have been hung and the welcome mat is out. We’re ready to invite folks in to visit and take a tour.Like any big home improvement» read more…

Kansas City Star 2005

Today’s interest rate - between 5 percent and 5.5 percent on a 30-year fixed-rate mortgage loan - is remarkably low by historical standards. Yet there is a disturbing trend among some lenders to push the envelope by offering what we call “teaser” rates of 1.5 percent or 1 percent interest» read more…