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What is a FHA streamline refinance?

One of the most commonly asked questions we receive from our customers is, “What exactly is a ‘streamline refinance’?” We love answering this question because the FHA Streamline Refinance Program has been one of our favorite loan programs for almost 25 years. Why? Because FHA streamline refinances provide substantial savings» read more…

Why We Should Care About the "Brexit" Vote

While the attention of the U.S. media over the past week has been rightfully focused on the horrible tragedy in Orlando, upcoming events across the pond threaten to have an enormous impact on the U.S. housing recovery. On June 23rd, Great Britain will hold a landmark election to decide whether» read more…

Mortgage Lenders and TRID Requirements

Change is often difficult in the financial services industry, but in the case of the mortgage lending business, where many housing laws have been in place since the 1970s, change can be particularly challenging. A perfect example is the Consumer Finance Protection Bureau’s (CFPB) new mortgage disclosure requirements, also known» read more…

MORTGAGE 101: Cash-Out Refinance

Sometimes in life, you can have your cake and eat it too. As homeowners across the country continue to benefit from record low interest rates, property values are rising, as evidenced by the February Case-Shiller Index which showed that home prices increased 5.7% from a year earlier. As a result,» read more…

Charity begins at home for James B. Nutter & Company

For James B. Nutter & Company, charity begins at home. While many corporations in America engage in some form of charitable giving, few can match the generosity of James B. Nutter & Company, a Kansas City-based mortgage lender that has provided critical financial support to dozens of local charities for» read more…

Higher Apartment Rends Spur More Homebuying, Part III

New economic data confirms a national trend that started over a year ago—a combination of rising apartment rents, low interest rates and increasing property values is influencing many Millennials and Gen Xers to dump their apartments and buy a home. Apartment rents have risen so dramatically in some markets that» read more…

The Cash-out Refinance Awakens, Part II

Sometimes bad economic news can be good news for homeowners, and that is exactly the case in January 2016. While the stock market has gotten off to a very rough start due to weakness in the Chinese economy and the price of oil, homeowners across the country are benefiting from» read more…

The Cash-out Refinance Awakens

A new force has emerged this holiday season, a financial force that has not been felt in many, many years. This financial force is all around us, it surrounds us and penetrates us, it’s in our homes, and it has the power to do many, many good things…This powerful new» read more…

The key to the housing recovery

As apartment rents continue to escalate across the country and mortgage rates remain tantalizingly low, more and more Millennials, Gen Xers and Baby Boomers are choosing homeownership. However, unlike past housing recoveries, a closer look at recent housing data suggests that this housing recovery is largely being driven by women,» read more…

Is this 1937 all over again?

Hall of Fame catcher Yogi Berra once remarked after watching Mickey Mantle and Roger Maris belt consecutive home runs, “It’s like déjà vu all over again!” Here in 2015, there is growing concern that we’re experiencing a form of economic déjà vu with respect to the Federal Reserve’s plans to» read more…