As the famous saying goes, “There is no substitute for experience.” Nowhere is that saying more applicable than in the world of real estate. Rather than choose a “go it alone” approach to buying or selling your next home to avoid paying realtor’s commission, it makes much more dollars and» read more…
As more and more home buyers turn to their mobile devices to help them search for a new home, creators of home search engines like Zillow, Trulia, and Realtor.com are taking their programming to a new level. Just like Facebook utilizes sophisticated algorithms to determine the content cycle of your» read more…
Don’t look now but if payday lenders get their way, recent efforts to regulate the payday loan industry could be completely undermined by industry lobbyists and Congress, not to mention Mick Mulvaney, the Acting Director of the Consumer Finance Protection Bureau (CFPB).It’s disgraceful that Congress won’t rein in these financial» read more…
For many homebuyers, the loan closing is one of the happiest days of their life.All of the planning, searching, negotiating, moving and expense that goes into acquiring a new home culminates in a fairly brief but joyful ceremony at the title insurance company.When your loan closing is over, you exchange» read more…
For many homebuyers, one of the biggest mysteries of mortgage lending is its strange terminology.Despite the efforts of the Consumer Finance Protection Bureau to simplify the mortgage disclosure process in 2017, even the most knowledgeable of homebuyers can get a little confused when trying to understand the various closing costs» read more…
Wouldn’t it be nice to have an extra $1,000 in your monthly budget to help with those pesky credit card bills or car loan payments? If you’re like most of us, who wouldn’t? Well, the solution to your cash flow problem may be right in front of you, hidden in» read more…
Interest Rates on Adjustable Rate HELOCs Set to Rise in 2018### James B. Nutter & Company has been cautioning people regarding the riskiness of Home Equity Line of Credit loans for some time.Since short term interest rates are beginning to climb, these loans may have significant increases in their» read more….
As property values increase in many parts of the country while interest rates remain near their historic lows, many homeowners can accomplish a number of important financial goals by refinancing their home loan.The question becomes how to best tailor a refinance to meet your financial needs, and in this regard» read more…
STATEMENT BY: James B. Nutter, Jr. on behalf of the Nutter FamilyOn Friday we lost our patriarch–an extraordinary man whose big heart, wisdom and generosity touched us and so many others in profound and lasting ways. He taught us not only how to be honorable and fair in business, but» read more…
When the Federal Reserve was forced to cut interest rates in order to revive the nation’s economy, the real estate market roared back to life and took off, causing some housing experts to express concern that the Fed may have inadvertently created another housing “bubble” that could burst at any» read more…